Getting free Texas homeowners insurance quotes is as easy as 1, 2, 3. Actually it’s even easier than that, because companies are not allowed to charge you for a quote.
Even those convenient online multiple quote systems offer free quotes on Texas homeowners insurance.
When you have gathered all the information you need about your coverage, go to our online tool and get free Texas home insurance quotes from competing insurance companies in no time.
Where To Find Free Texas Homeowners Insurance Quotes
Since it is commonplace to get free homeowners insurance quotes, no matter where you get them, your best bet is to choose the way of getting quotes that feels most comfortable to you. There are 3 usual ways of finding insurance quotes:
Online: Getting quotes online for your homeowners insurance or any type of insurance coverage is quick, easy and allows the best possible use of your time. After filling out a questionnaire using an online quote tool, you will receive several quotes from different companies.
It is very easy to compare price, because all the companies will be quoting you on the exact same information. You can do a quick side-by-side comparison to help you easily decide which company to go with. You can also go directly to a company’s website for a quote if you want quotes for certain companies only.
By Phone: If you prefer to speak with an agent about your insurance or are uncomfortable with using a computer, you can call different insurers to get free quotes on your homeowners insurance. Be prepared to devote several hours, at least, to getting quotes, because you will be asked similar questions by every company you speak with. If you forget to give one company certain information, their quote may be very different than everyone else’s.
In Person: The least common way of getting free homeowners insurance quotes is to get quotes in person. This entails making an appointment or dropping into an insurance agent’s office and asking for a quote. If you prefer one-on-one contact and getting to know your agent before doing business with him or her, this may be the best route for you. It will, of course, entail even more time than phone quotes or online quotes.
Information You Need To Get Free Texas Home Insurance Quotes
Before you sit down to fill in your online information, to pick up the phone or to get in your car to get your free TX homeowners insurance quote, you will need to have certain information on hand.
The Address: This seems obvious, however if you are looking to buy a new home, you may not be sure of the exact address. You need to get it because rates can change depending on which end of a street you live on.
Details of the Home: You need to be familiar enough with the home you are looking to insure to be able to answer questions like: age, structure type, number of floors, number of bedrooms, square footage, type of heating, age of the roof and size of the garage. Insurers will also want to know if there are any outlying buildings, swimming pools, wood stoves, hot tubs or other things that may require extra coverage or affect rates.
Information About Occupants: You will be asked how many people live there, if any are retirees, if any in the home smokes and if there are any pets.
Safety Information: You will need to be able to tell about things like dead bolts, security systems, smoke detectors, sprinkler systems and fire extinguishers. You may also be asked about the distance from your home to the nearest fire hydrant and fire station.
Limits and Deductibles: You should be prepared with the knowledge of how much coverage you need on your home and contents. Do you need replacement cost coverage? Will you need extra coverage for jewelry, furs, art, computers or camera equipment? What deductible are you comfortable with paying should you need to make a claim? How much liability coverage do you want?
Previous Insurance Information: Prospective insurers will want to know where you’ve previously been insured, for how long and if you have made claims.
Get Free Texas Homeowners Insurance Quotes Now!
Now that you know the options for free Texas homeowners insurance quotes and what information you’ll need available, go ahead and check out our online quote tool.
Get started by putting in your zip code and in no time, you’ll have a selection of quotes to compare.
Compare multiple companies and save; get started finding Texas homeowners insurance now!